This page is created as an educational tool to understand the history of money. Most people know what money does, and that they need more of it. However, our schools do not teach us how it is created as a debt plus interest. This system is not sustainable as every Federal Reserve Note “dollar” must be paid back as a “dollar” plus interest. Far more debt than money is always created, and foreclosures, bankruptcies, and loss of sovereignty become mathematic certainty.

If engineers, and mathematicians created our monetary system it would be built on a sustainable model where more MONEY is created than debt. Unfortunately, international bankers, and politicians have built a system which serves the interests of a fraction of 1% of the population. Wealth is extracted from the producers and funneled away via compounding interest based debt.

Alternatively, Ithaca, NY has had a system where money is created without a debt, or interest. Then the local currency cooperative loans the money out without interest. Why should anyone charge interest for invented money? Their local credit union(bank) borrowed $30k(equivalent hours) from the local currency cooperative WITHOUT INTEREST.

Here are several documentaries which explain the problems, and offer some possible solutions.

Money as Debt plus Interest is not sustainable.

“Independent Societies Must Have Debt/Interest Free Money”

This video features the artist who created the above cartoon talking about the mathematic scam of interest/usury based money creation, and lending.


“The Money Fix”

This excellent documentary correctly identifies that debt/interest based money creation, and lending is the root cause of our economic woes.

“Money as Debt III”

Money as Debt III

The “Money as Debt” series is an excellent expose’ of how private banks create all of our money as a debt plus interest. This creates a debt Ponzi which is impossible to sustain without foreclosures, bankruptcies, and loss of sovereignty.  The amazing fact is: if all of our debts were paid off we would have no money. Since, interest/usury is added even this is impossible.


17 thoughts on “EDU

  1. I dont know what to say. This blog is fantastic. Thats not really a really huge statement, but its all I could come up with after reading this. You know so much about this subject. So much so that you made me want to learn more about it. Your blog is my stepping stone, my friend. Thanks for the heads up on this subject.

    • Thank you sincerely for your kind words! It’s a crime that we are not taught how money is created while in middle, or high school. My degree is in history, but I never learned ANY of this in college. It is purposely concealed. Once we learn the truth, there is NO REASON for us to pay interest ever. The People are the money, and should never live in lack of it unless they are truly lazy. Few people fit that profile. In a usury-free society a single head of house could work 3 days in the vocation of their life’s passion.

      We can duplicate what is already being done in other towns across the US, and world.

  2. Dear Mountain People, I didnt know where else to write this on your site. We, in the Adirondack Mountains also want to start a local currency. We were wondering, could we use the quote you have on one of your videos – the one about too optimistic to be doubful etc? And good luck with your venture – from one mountain to another. Anna

    • TY Anna for taking the initiative in this most important endeavor! You may use any information you wish to help spread the word. “I am too positive to be doubtful. Too optimistic to be fearful. And too determined to be defeated”

      Once the People realize that their own commercial energy is the money, the will become truly free!

  3. Hello, are you allowing any ads in your web site? I would love to purchase a banner for a few months linking to my personal web site which is closely related. Let me know, or give me an email address that I can reach you at. Thanks a lot!

  4. I like what you guys are up also. Such clever work and reporting! Keep up the excellent works guys I¡¦ve incorporated you guys to my blogroll. I think it’ll improve the value of my site :)

  5. Good day! I could have sworn I’ve been to this website before but after reading through some of the post I realized it’s new to me. Nonetheless, I’m definitely happy I found it and I’ll be book-marking and checking back often!

  6. Wow that is peculiar. I simply wrote an really lengthy comment but after I clicked submit my comment did not show up. Never mind I am not writing that all over again. Anyways, I just wanted to say superb blog!

    • This guy said they will always be high This guy doesn’t uedtrsnand that if EVERYONE stopped using the credit cards. All at the same time. The credit company will notice that your money isnt flowing into their pockets anymore and FIX IT. I don’t mean stop using cards forever. Just stop long enough for the banks to see WE HAVE THE CONTROL Its as easy as just NOT using the card. When the money stops flowing they WILL HEAR YOU.No Violence, No weapons, No laywers.Just say NO.

  7. EDU | Mountain Hours Organic Money for Summit County, CO I was suggested this website by my cousin. I’m not sure whether this post is written by him as no one else know such detailed about my problem. You’re wonderful! Thanks! your article about EDU | Mountain Hours Organic Money for Summit County, COBest Regards Lisa

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